Text Messages

Send a text message to request account balances and transaction history.


How to Sign Up

If you are not a current online banking customer, you will need to sign up for that first by simply going to our website – www.fsbks.bank and complete the enrollment form. Due to security verification, it can take up to 2 business days for your online access to be activated.


  1. Log in to online banking.
  2. Access Services>FSB Mobile Banking from the menu on the left hand side of your online banking screen.
  3. Click on Enroll.
  4. Read the terms and Conditions for Mobile Banking.
  5. Once you are ready, click the box next to ‘I accept these Terms and Conditions’.
  6. Click Continue.
  7. Select Text Messaging.
  8. Click Continue.
  9. Choose your time zone.
  10. Choose the accounts you wish to view and apply nicknames to them.
  11. Click Continue.
  12. Enter your mobile phone number and note information on the screen.
  13. Click Continue.
  14. You will receive an Activation code via text to the number you activated. Enter the activation code and click Activate.
  15. You will receive a text message that states that you have activated text banking.
  16. Save this number as a contact in your cell phone.
  17. You can print the information on your online banking screen if you wish, close out, or click on the Go To Mobile Banking Main Menu button to look at your mobile settings.

How it Works

Send a text message to 65958 to request information about your accounts. Receive a text message response with the information you requested.


Text any of the following commands:

  • BAL - This command will send you the balances of all your activated accounts.
  • HIST -For example: HIST MINE This will return the last few transactions that have hit the account you nicknamed ‘MINE” during your activation process.
  • NEXT - When you have texted HIST – you can text NEXT to get the next transactions. 
  • HELP - To get the help screen.
  • STOP - To discontinue the service.
  • ATM - To locate FSB ATM’s near you. 
  • BRANCH -To find a FSB location.