Certificates of Deposit

Earn competitive returns by investing in FSB Certificates of Deposit.

Click here for current Interest Rate and APY

These certificates are available in terms ranging from 6 months to 60 months. We have CD specials from time to time, so be sure to call and talk to one of our Customer Service Representatives. All interest rates are subject to change. A substantial penalty may be imposed for early withdrawal.

6 Month Fixed Interest Rate CD

Compounded Semi-Annually
Minimum deposit $500.00
Automatically renewable
A substantial penalty may be imposed for early withdrawal

9 Month Add On Fixed Interest Rate CD

Compounded Quarterly
Minimum deposit $500.00
Automatically renewable
A substantial penalty may be imposed for early withdrawal

12 Month Fixed Interest Rate CD

Compounded Semi-Annually
Minimum deposit $500.00
Automatically renewable
A substantial penalty may be imposed for early withdrawal

15 Month Fixed Interest Rate CD

Compounded Semi-Annually
Minimum deposit $500.00
Automatically renewable
A substantial penalty may be imposed for early withdrawal

24 Month Fixed Interest Rate CD

Compounded Semi-Annually
Minimum deposit $500.00
Automatically renewable
A substantial penalty may be imposed for early withdrawal

60 Month Fixed Interest Rate CD

Compounded Semi-Annually
Minimum deposit $500.00
Automatically renewable
A substantial penalty may be imposed for early withdrawal

FSB Advantage - 36 Month Bump-Up CD

Compounded Semi-Annually
Interest rate may be changed ONCE during the term of the CD to a rate currently being paid by us.
Minimum Deposit - $500.00
Automatically renewable
"Bump-Up" feature will apply once in each renewal period
A substantial penalty may be imposed for early withdrawal

Member FDIC