Rates

DEPOSIT PLANS

Rates Effective February 27, 2024

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Minimum Opening
Deposit
Daily
Balance
Interest
Rate
Interest
Paid
APY*

Signature or Business Savings $50.00 $50.00-999,999,999.99 0.25% Quarterly 0.25%
MMDA Account $2,500.00 $0.01 - 2,499.99 0.25% Monthly 0.25%
MMDA Account $2,500.00 $2,500.00 - 9,999.99 0.30% Monthly 0.30%
MMDA Account $2,500.00 $10,000.00 - 24,999.99 0.35% Monthly 0.35%
MMDA Account $2,500.00 $25,000.00 and more 0.40% Monthly 0.40%
Plus Account $1,000.00 $0.01 - 999,999,999.99 0.20% Monthly 0.20%
Go Green Rewards $100.00 Up to $25,000.00 - Conditions Met 2.00% Monthly 2.02%
Go Green Rewards $100.00 $25,000.01 and Up - Conditions Met 0.25% Monthly 2.02% to 0.25%
Go Green Rewards $100.00 Any Amount - Conditions Not Met 0.05% Monthly 0.05%

*Annual Percentage Yield - Please note: Fees could reduce the earnings on an account.


CERTIFICATE OF DEPOSIT - FIXED INTEREST RATES

Rates Effective February 27, 2024

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Minimum
Balance
Interest
Rate
Interest
Paid
APY*

6 Month $500.00 5.33% Semi-Annually 5.40%
6 Month $50,000.00 5.33% Semi-Annually 5.40%
9 Month $500.00 1.20% Quarterly 1.21%
12 Month $500.00 1.99% Semi-Annually 2.00%
12 Month $50,000.00 2.09% Semi-Annually 2.10%
15 Month $500.00 2.50% Semi-Annually 2.52%
15 Month $50,000.00 2.75% Semi-Annually 2.78%
24 Month $500.00 2.00% Semi-Annually 2.01%
24 Month $50,000.00 2.10% Semi-Annually 2.11%
60 Month $500.00 2.15% Semi-Annually 2.16%
60 Month $50,000.00 2.25% Semi-Annually 2.26%


*Annual Percentage Yield - Please note: Fees could reduce the earnings on an account.
A substantial penalty may be imposed for early withdrawal.
Ask us for further information about these accounts and "Specials".


CERTIFICATE OF DEPOSIT - VARIABLE INTEREST RATES

Rates Effective February 27, 2024

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Minimum
Balance
Interest
Rate
Interest
Paid
APY*

36 Month Bump Up CD $500.00 1.85% Semi-Annually 1.86%


CDs and IRAs: Time deposit rates shown above are applicable to individual/consumer deposit accounts only; public funds entities seeking bids on CDs should contact the Bank.


Checking and Savings:  The rates shown above are applicable to individual and business deposit accounts only; public funds entities seeking bids on checking and savings accounts should contact the Bank.


*Annual Percentage Yield - Please note: Fees could reduce the earnings on an account.
A substantial penalty may be imposed for early withdrawal.
Ask us for further information about these accounts and "Specials".